Does Insurance Cover Rehab in Pennsylvania?
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Peace Valley Recovery is located in Bucks County, Pennsylvania. Our mission is to provide patient-centered care that focuses on healing and recovery from addiction. This blog provides information, news, and uplifting content to help people in their recovery journey.
Figuring out how to pay for addiction treatment is a common concern. You’ll want to know if your insurance covers rehab in Pennsylvania as you start looking for facilities. Thankfully, insurance policies now cover at least some form of drug and alcohol rehab.
Insurance Coverage for
Alcohol and Drug Rehab
The Affordable Care Act that passed in 2010 shifted the way insurance covers treatment. Insurance companies are now required to cover some form of drug and alcohol rehab. This includes marketplace insurance plans, Medicaid, and even private insurance. Every plan must offer at least minimum coverage for:
- Substance and alcohol use disorder treatment
- Mental and behavioral health inpatient treatment
- Psychotherapy and counseling for behavioral health
Insurance companies also cannot deny coverage if you have pre-existing conditions. This includes both mental or behavioral health conditions. Alcoholism and addiction treatment also fall under these protections. That ensures you’ll have at least some coverage for any services you need.
Most insurance plans still have limits on what they offer, though. The specifics of your coverage depend on your individual insurance plan. Before you decide which facility you want to go to, find out the details of what your policy includes. For example, your insurance plan might cover in-state treatment but not out-of-state locations.
You can fill out an insurance verification form to find out if your insurance covers rehab in Pennsylvania. A member of our admissions team will verify your benefits for free and reach out to assist you.