Use Your Insurance to Cover the Cost of Treatment

We understand that cost is a barrier for many individuals. Our admissions team is here to help you understand your options when it comes to paying for treatment. Although every policy is different, there’s a good chance that if you have insurance it will cover at least a portion of your care.

Insurance Coverage

Complete the Form

What you need to get started:
Health Insurance Card

Our team of specialists will do the necessary research to run a no-cost, private approval of your specific policy. If you have coverage of any kind from a major insurance provider, addiction treatment is likely covered. We promise to keep your information confidential.

  1. Fill out all of the fields on the confidential form
  2. A member of our staff will contact your insurer to verify if your policy will cover your treatment
  3. We will contact you within an hour with the results of the verification and discuss next steps

*Insurance Disclaimer

  • Peace Valley Recovery will attempt to verify your health insurance benefits and/or necessary authorizations on your behalf. Please note, this is only a quote of benefits and/or authorization.
  • We cannot guarantee payment or verification eligibility as conveyed by your health insurance provider will be accurate and complete. Payment of benefits are subject to all terms, conditions, limitations, and exclusions of the member’s contract at the time of service.
  • Your health insurance company will only pay for services that it determines to be “reasonable and necessary.” We will make every effort to have all services preauthorized by your health insurance company.
  • If your health insurance company determines that a particular service is not reasonable and necessary, or that a particular service is not covered under your plan, your insurer will deny payment for that service and it will become your responsibility.
Don’t Let Financial Fears Keep You From Seeking Help

The team at Peace Valley Recovery knows that money matters can be a deterrent for someone seeking help with addiction. We want you to know that financial issues do not have to stand in the way of a clean and sober life.

Call us today. We’ll verify your insurance and help you understand whether our program or another option is right for you given all of the factors, including insurance coverage and your own requirements and goals for rehab.

But coverage doesn’t mean the insurance company will pay out to cover all charges. Some factors that can determine whether your insurance policy will cover treatment include:

  • Networks. Whether the provider you choose is in-network or allowed by your insurance plan determines whether the plan will pay and how much.
  • Assignment. The provider must also accept assignment to receive payments from your insurance company. Some service providers don’t accept certain insurances.
  • Covered services. Your plan might include addiction treatment coverage without paying for every service under that umbrella. For example, a plan might cover 20 individual therapy sessions a month but not cover recreational therapy.

How much your insurance company pays for addiction treatment services depends on factors such as what your deductible and copay are, the types of services you receive and whether the program is in-network.

  • Deductible. This is the amount each year you must pay for qualified health care services before your insurance starts paying. If you haven’t met it and you enter an outpatient rehab, you may be responsible for the portion of the bill that is required to hit the deductible. One good piece of news is that all medical care payments count toward this number, not just addiction treatment, so you may be closer than you think.
  • Co-insurance or Copayment. This is the percent or portion of charges you’re responsible for after the deductible is paid. For example, an insurance company may require that you pay 10% of the charges even after the deductible.
  • Out-of-Pocket Maximum. This is the total amount each year you can be required to pay for qualified medical bills before your insurance company covers 100%. Once you meet this number, you no longer have to pay any copayments.